ideal health insurance (that’s where we started too).

Karias creates the health plan offering that works best for your business, whether it’s pooling resources to reduce risk in a group captive structure or building a self-funded plan.

With one seamless approach, there’s no need to stitch together multiple vendors or point solutions. Karias gives you full control of your plan with transparent pricing, simple renewals, and deep data insights that drive smarter decisions.

Your employees get more than benefits, they get a personal guide. Our concierge team helps members navigate the process and find the right care at the right time and the right cost.

With complete data insights, we deliver reporting that explains what's driving your claims—and what to do about it, resulting in informed decision making to drive long term savings.

From sunglasses to ear tubes, everything is shoppable. Karias intervenes in the moment to help members make smarter, less costly choices at point of care.